Intergenerational Wealth and the Need for a Family Advisor
Intergenerational Wealth and the Need for a Family Advisor In today’s increasingly complex market and economic environment, the steady hand of an experienced advisor can make all the difference in reaching your financial goals. Working with a Senior Wealth Advisor at Raymer Financial results in comprehensive, personalized wealth planning for every stage of life, giving […]
Take Advantage of the TFSA
Looking for something positive about soaring inflation? Given the rising cost of many goods and services, the Canadian government has raised the
2023 contribution limit for the Tax-Free Savings Account (TFSA) to $6,500.
The 2022 RRSP Contribution Deadline is March 1, 2023.
If you’re keeping an eye on your long-term objectives, you’re probably thinking about how much and when to contribute to your RRSP.
Plan for the Retirement You Want
Just as everyone takes a different path to retirement, what you do when you retire is also unique to your own circumstances, needs and wishes.
Will Inflation Impact Your Retirement?
Will Inflation Impact Your Retirement? Planning for retirement is a challenge under normal circumstances. It might be many years before you retire, so imagining your future lifestyle, estimating expenses and anticipating your level of savings and income is difficult. Today’s high inflation and rising interest rates add complexity to retirement planning. For decades, inflation and […]
What’s a Recession and How Can You Get Through One?
What’s a Recession and How Can You Get Through One? There’s been a lot of talk lately about an economic recession. Technically, a recession is a significant and prolonged economic decline. It’s generally defined as two consecutive quarters of negative economic growth, as measured by a country’s gross domestic product. When a recession occurs, you’ll […]
The Variability in the Variable Rate Mortgage
A variable rate mortgage interest rate fluctuates along with the prime rate. But there are two types of variable rate mortgages.
9 Reasons to use a Mortgage Broker
Have you considered using a mortgage broker? There are many mortgage products to choose from. A broker can help you narrow the list.
The Value of Financial Planning
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There’s value in financial planning that includes much more than just saving for retirement.
Is a TFSA for you?
Is a TFSA for you? Do you know the difference between a Tax-Free Savings Account (TFSA) and a Registered Retirement Savings Plan (RRSP)? Don’t be embarrassed if you don’t know the answer. More than a quarter of Canadians (27%) are unable to explain the difference between the two accounts1. While RRSPs and TFSAs share similarities, […]