The single most important ingredient of your long-term financial success is working with Senior Wealth Advisors to help you grow & preserve wealth.
Whether you’re just beginning your financial journey or planning a legacy for generations to come, a Senior Wealth Advisor – one you can trust to develop a comprehensive wealth plan – can help you reach your destination with peace of mind.
IS THERE A SECRET SAUCE?
We think so. Planning, unbiased advice, working together, transparency, and fully licensed senior wealth advisors with a full suite of investment and financial products to use to build robust and diverse portfolios.
Holistic planning for every facet of your life
Personal wealth planning, supported by unbiased advice is key to helping you achieve your goals. Here’s what we can review together:
Investing
A proven wealth management philosophy is one that takes the emotion out of the equation and relies on a disciplined, long-term approach. Your objectives, risk tolerance, return expectations and time horizon are key factors in helping to design a plan that can meet your retirement and other goals.
Retirement Planning
This isn’t just about contributing to your RRSP or group pension plan. It’s also about how you’ll live in this next stage of your life. Focus on creating a plan that helps you achieve your overall goals in retirement.
TaxPlanning
Using sound investment strategies, we can help reduce the amount you pay in tax every year.
GROUP BENEFITS / RRSP
An attractive benefits plan can help you recruit and retain top employees. Our customized solutions help to create a unique benefits and retirement plan that draws from a wide range of insurers from across Canada
Education Planning
Whether you’re looking to fund a child’s education or returning to school to upgrade your credential, we can help you understand your options and maximize the value of a Registered Education Savings Plan (RESP).
RiskManagement
We take an integrated approach when assessing your needs to develop a risk management plan that addresses all aspects of your life – and all scenarios that could affect your financial well-being.
Will & Estate Planning
To plan for the preservation and transfer of your assets, we’ll help keep an eye on the horizon by understanding your situation and wishes, including tax-efficient legacy planning.
Disability Planning
The Registered Disability Savings Plan (RDSP) is available to provide assistance to families. A Senior Wealth Advisor has considerable experience developing effective plans to provide for those with special needs.
Our process is focused entirely on you
1. Meet to understand what is truly important to you
2. Confirm your needs and priorities
3. Set your short- and long-term goals
4. Develop your personal, holistic wealth plan
5. Implement your plan and drive it forward
6. Monitor your plan’s progress against goals
The process repeats annually
A full range of financial solutions
We offer a full suite of products and services for individual investors, families and business owners.
Planning
Retirement
Tax
Trust & Estate
Business
Succession
Investments
Mutual Funds
Equity & fixed-income securities
Exchange-traded funds (ETFs)
Alternative investments
Accounts
Retirement
Education savings
Non-registered
Tax-free savings
Disability savings
Group RRSP
Insurance
Universal, term & whole life
Disability income protection
Critical Illness
Long-term care
Life & insured annuities
Group benefit plans
*Insurance products are provided through PPI Management Inc. Only products and services offered through iA Private Wealth Inc. are covered by the Canadian Investor Protection Fund.
Over 130 years of Strength & Stability
Raymer Financial is celebrating a 30 year Anniversary in 2022. But, we’re also a part of one of the largest insurance and wealth management firms in Canada, with operations in the United States. Founded in 1892, iA Financial Group is an important Canadian public company and has been listed on the Toronto Stock Exchange under the ticker symbols IAG (common shares) and IAF (preferred shares). Watch this short video to learn more about iA Financial Group.
Listen. Understand. Advise.
Crafting a holistic, personalized wealth plan begins with understanding your unique needs and the life you envision for yourself and your family. That’s why we place so much emphasis on meeting with you – so we can listen to you and your family as you paint a picture of the future you’re striving for. Then, using our full range of financial solutions, we work to find balance, growth, and longevity for your portfolio.
Meetings can take place in person at our Stratford or Tavistock office or online.
Senior Wealth Advisors help you grow & preserve wealth.
Andrew Raymer holds a Bachelor of Business Administration from Brock University, is a Certified Financial Planner®and a Chartered Investment Manager.
Ryan Husk holds a Bachelor of Business Administration from Brock University, is a Responsible Investment Specialist, holds a Canadian Securities License, and a Life Insurance License.
Raymer Financial is a personal trade name of Andrew Raymer & Ryan Husk. Insurance products provided through iA Private Wealth Insurance. iA Private Wealth Inc. is a member of the Canadian Investor Protection Fund and the Investment Industry Regulatory Organization of Canada. iA Private Wealth is a trademark and a business name under which iA Private Wealth Inc. operates.