Does Compounding Capture Your Interest?
Maybe it’s the rising price of goods and services, or the higher rates charged for mortgages, credit cards and other types of debt. Or it could be something else, but the reality is that financial challenges will always surface in everyday life.
Is a TFSA for you?
Is a TFSA for you? Do you know the difference between a Tax-Free Savings Account (TFSA) and a Registered Retirement Savings Plan (RRSP)? Don’t be embarrassed if you don’t know the answer. More than a quarter of Canadians (27%) are unable to explain the difference between the two accounts1. While RRSPs and TFSAs share similarities, […]
Investing During Inflationary Times
Investing in Inflationary Times If you’re shocked by rising interest rates, it’s understandable. For developed-economy countries like Canada, interest rates have been very low – sometimes at historic lows – for decades. Recently, the Bank of Canada (BoC) has been among the central banks raising rates aggressively, with more increases expected. Why? In a word, […]
Navigate Bear Markets
Navigate Bear Markets with Professional Advice If you’re like most investors, emotions tend to creep into your investing decisions. When markets are strong and your investments are rising in value, you may become overconfident and less careful, investing money in the next “sure thing” without thoroughly researching the potential risks involved. On the other hand, […]
Find Opportunity in Market Volatility
Find Opportunity in Market Volatility Periods of market volatility have peppered the past century. They’re not new. And they will happen again. Volatility + Opportunity = Volatunity As many investors already know, these ups and downs can wreak havoc on our portfolios and emotions. However, history has shown that in times of turmoil, sticking to […]
Socially Responsible Investing – video
Invest in our planet for a more sustainable future. On April 22, 1970, a modern environmental movement was formed to raise awareness for environmental concerns. Goals were set to reduce pollution, and increase the protection of human health. Today, this massive movement has mobilized over 1 billion individuals and has us all taking some form […]
How 2021 Became the Year of ESG Investing
How 2021 Became the Year of ESG Investing Investors concerned about climate change and social justice had a bumper year in 2021, successfully pushing companies and regulators to make changes amid record inflows to funds focused on environmental, social and corporate governance (ESG) issues. A record $649 billion poured into ESG-focused funds worldwide through Nov. […]
Staying the Course in a Bear Market
Market volatility and major downturns may cause investors to rethink their investment approach, including moving to cash. Historically, a better approach has been to follow the lessons of the most successful investors: staying the course during a downturn – even adding to positions when the situation seems to be at its very worst – and […]
What Are My Options When the Market is Down?
Severe market declines are unnerving, and understandably cause many investors to reevaluate their options. Stay put? Cut and run? Add more to my portfolio to benefit from a rebound? While no single solution is right for every investor, the historical data can provide some insight into which options have the most attractive potential outcomes. Case […]
The Bulls Outweigh the Bears
No one enjoys a bear market – usually defined as a market decline of 20% or more over two months. But looking back through the history of both the Canadian and U.S. stock markets, it’s clear that on average, bull markets – an increase of 50% or more in the value of the stock market […]